SAN DIEGO — Another tried-and-true pillar of lending has been tried in this recession, and is not proving true.

Art Kics, analytical support senior manager for Chicago-based Trans Union, told CUs to beware of an important attitude shift among many Americans. Instead of the traditional "sanctity of the home payment," which more or less guaranteed mortgage lenders would get paid even during trying times, "anecdotally, we've heard consumers know they'll lose their home, so they stop making payments to keep current on everything else."

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