GLASGOW, Scotland-Trust in credit unions is great, but it's not enough to be successful. Being a big credit union is great, as long the CU avoids becoming a small bank. Talk of collaboration is great, but for one group of co-ops it didn't work.

Those three viewpoints, along with numerous other insights, were part of an intriguing hour-long Q&A here that featured the perspectives of three people from three different countries and types of institution.

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