DES MOINES, Iowa-Des Moines Police Officers' CU pays nothing to offer mobile banking to members, and the $35-million credit union knows how to get members interested in the service -pushing adoption by about 45% in four months.

"Mobile banking costs us nothing, and we don't charge our members anything," explained Janet Lintin, CEO at Des Moines Police Officers' CU (DMPOCU). That's all the better because "it's clear that mobile devices will be central to how members do their business. Despite our small size, our members and potential members count on us to keep up with technology."

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