ALEXANDRIA, Va.-NCUA has released state-level data for federally insured credit unions at mid-year as part of its Quarterly U.S. Map Review. Among the findings:

  • All but six of the 54 states and territories included in the report showed loan growth, with Idaho (13.4%) and Oklahoma (12.1%) posting the largest gains. Loans outstanding declined in Nevada (-7.0%) and three other states, as well as in the Virgin Islands and Washington, D.C.
  • Membership increased in 41 of the states and territories, with Idaho (8.8%) and Virginia (7.9% ) reporting the fastest growth. Membership declined in 11 states, the Virgin Islands and Washington, D.C., led by Nevada (-4.5%).
  • ROAA was higher in 13 states and Guam compared to first half of 2012. Utah had the highest annualized ROAA (150 basis points), followed by Washington (126 BPs). The Virgin Islands was the only jurisdiction with negative annualized ROAA (-13 BPs). Washington, D.C., (18 basis points) and Delaware (26 basis points) posted the lowest annualized returns of the remaining states and territories in the first half of 2013.
  • Compared with the first half of 2012, the share of credit unions with positive net income rose in 22 states and Washington, D.C., and was unchanged in Alaska and Guam. Maine and Alaska (both 92%) posted the highest shares of FICUs with positive net income among the states, while the Virgin Islands (40%) and Connecticut (53%) had the lowest.

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