SAN FRANCISCO-SF Fire CU here is using its online banking system to boost lending, pre-approving members for secured and unsecured loan amounts once per quarter.

SF Fire is pulling member credit scores on a quarterly basis and then running them against additional metrics, including delinquency history, length of membership and income (using Experian's Income Insights solution) before offering the preapprovals, according to Richard Smith, SVP of member experience at the $785-million, 38,700-member credit union.

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