DOWNEY, Calif. — With financial data breaches becoming almost commonplace these days, credit unions are feeling the member impact and looking for new ways to fortify existing safeguards.

"Anyone who offers credit or debit cards experiences fraud," said Lori Reeves, vice president of operations and e-services for Financial Partners Credit Union. "The key is how best to manage and mitigate both the expected, like skimming, and the unexpected, like the Target breach."

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