CALRKSVILLE, Tenn.-Fort Campbell FCU says it has increased overdraft revenue and member service by using an automated tool that sets overdraft limits and adjusts them as members' behaviors change.

The move also has reduced risk and eventually write-offs, the CU is projecting. CEO Stewart Ramsey said the $430-million credit union implemented Velocity Solutions Intelligent Limit System (ILS), which regularly monitors member deposit and payment behavior to dynamically adjust limits, more than three months ago to benefit both the credit union and members.

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