OLYMPIA, Wash.-Which should you be most grateful for in a core system-great cost or great functionality?

"Costs are most important as some of the functionality can be very expensive and not that beneficial when you really analyze it," said Ed Danz, president of $43-million EvergreenDIRECT Credit Union.

"Functionality has to take the priority, said Joy Benedek, CEO at Alcose CU. "The system is something you must work with all day every day."

"Functionality and reliability," said Gene Brody, president at Bay Ridge FCU. "You have to live with the system after the purchase."

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