FAIRFAX, Va.-Only two months after offering mobile check deposit as convenient service app to its 170,000 members, Apple Federal Credit Union has experienced fraudulent transactions.

"These two gentlemen convinced one of our members, a single mother, that they were FBI agents and needed checks deposited to an account in Nigeria," said John Harwell, VP of risk management at $1.8 billion CU. "She never met these gentlemen-it was all done virtually-and ultimately she gave them $4,475, which she thought was going to aid an investigation. For her troubles, she was promised $275 that she of course never received."

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