ALEXANDRIA, Va. -- A man and woman were charged yesterday with siphoning $17,000 from State Department FCU through a phony ATM deposit scheme.
The duo was charged with conspiracy to commit bank fraud for making fake deposits into ATM around the Washington area then withdrawing money from the accounts before the credit union realized the deposits were fake, according to court records.
The duo, identified as Nekisha Brooks, 28, and Michael Johnson, 52, deposited invalid checks or empty envelopes and then immediately withdrew a portion of the fake deposit, according to the records. The two used their own ATM cards and paid other credit union members to use their ATM cards and PIN numbers to make similar fake deposits and withdrawals.
Around Christmas, Dec. 21 through Dec. 28, Johnson used his ATM card to make 34 deposits, claiming to put $278,584 into his account, and withdrew $24,748.