WASHINGTON-It's probably not an exaggeration to say that the financial services industry relies on the post office more than any other sector of the U.S. economy.

More than half of all statements and bills sent through the mail come from financial institutions, savings and loans, and credit unions, according to the U.S. Postal Service. And those four-billion or so mailings per year are matched by roughly the same number of advertising offers from credit-card issuers.

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