OGDEN, Utah – America First CU has signed with Experian to implement the company’s hosted decisioning solution that will help the credit union instantly make credit underwriting decisions on direct and indirect auto loans for new and used vehicles.
"We selected Experian because the products can be accessed through a hosted environment, so there was minimal capital investment required on our end,” said Randy Halley, senior vice president of branch services at the $5.5 billion credit union. “Another added benefit is that the Experian products are integrated with our existing MeridianLink loan origination system, which will enable us to implement these new capabilities in record time.”
The solution provides America First Credit Union with long-term flexibility for deploying future decisioning strategies across additional decision areas, lines of business and channels based on its specific business needs, budget and available resources. It also allows the credit union to leverage Experian's Strategy Management decision engine, Premier Attributes, Precise ID authentication and fraud detection, world-class credit data, and global consulting best practices to ensure that it realizes maximum business benefits.