Special Report: Retail Pricing
Credit Union Journal | Monday, July 12, 2010
With changes to Reg E, the CARD Act and pending changes to interchange, banks and credit unions alike are having to look at the pricing of all of their products and services to make up for lost revenue. This week's special report looks at what credit unions are contemplating as these hits to their income are starting to be felt.
What's Ahead For 'Free' Checking?
NEW YORK-The CARD Act, changes to Reg E and pending interchange reform, are likely to have some not-so-subtle effects on the financial services market and the types of products with which CUs compete.
Caution: Compliance Risks Cited
MINNEAPOLIS-One analyst is offering some strategies for dealing with the increased regulatory burden every credit union is facing, along with words of caution on compliance risks many may overlook.
One View On How Checking Acct. Competition Is Likely To Play Out
NEW YORK-Free checking with no requirements attached may be about to join the toaster giveaway in the Museum of Financial Services.
How CUs, Banks Will Adjust Pricing Remains Subject Of Debate
ONTARIO, Calif.-It will likely be several months before credit unions are able to see how the CARD Act and Regulation E are affecting their balance sheets, and by then, say some analysts, other variables will also be in play.
Changes To Impact Back-Office Expenses
BIRMINGHAM, Ala.-Credit unions considering pricing changes to their checking products in the wake of new Reg E rules and the CARD Act need to recognize other costs are likely to rise in the back-office.
Dollar Offers Insights On What Reg E Might Mean
What changes have already taken place as credit unions (and banks) prepare for Reg E? What about other services that have been offered without a fee in recent years? Credit Union Journal looks for answers to these and other questions.
True Impact Of Reg E Won't Be Seen Until After Aug. 15 Deadline
MINNEAPOLIS-As credit unions and banks prepared for the twin deadlines of Regulation E the consensus is: there is no consensus.
