Credit Union Journal

Search

Friday, March 12, 2010, as of 07:04 PM EDT

Past Surveys

Survey

One Nevada CU is encouraging deposit-only members to take relationships elsewhere. Our credit union:

Has never considered doing anything similar

43%

Has considered, but not acted on, such a plan

22%

Has taken similar steps for inactive, one-relationship members

34%

Week Ending: 03/14/10

Posted from: 03/08/10 through 03/14/10

Comment on this poll
« Back to Top

Survey

Retiring CUNA CEO Dan Mica again called for a merger of CUNA and NAFCU. I believe:

The two trade associations should merge so that CUs have one, strong, united front

10%

NAFCU should stand alone as the only voice specifically for federal charters

79%

It's fine to have the two associations, but they need to do a better job of working together

I'm too busy running my CU to care about the trade associations

Week Ending: 03/07/10

Posted from: 03/01/10 through 03/07/10

Comment on this poll
« Back to Top

Survey

CUs have seen an influx of members, but can they retain them?

Yes, new members will quickly see the value of membership and remain

Only if the advantages of membership are clearly explained

26%

No, these new members are just angry with banks about the financial crisis but will eventually be enticed to leave

23%

The number of new members is not as important as is number of new relationships

42%

Week Ending: 02/28/10

Posted from: 02/22/10 through 02/28/10

Comment on this poll
« Back to Top

Survey

As CUs descend on Washington for GAC, I think the focus should be on:

Ongoing, broad awareness of credit unions

30%

Specific focus on expanding member business lending

Ensuring CUs have access to funds to assist with the corporates

18%

We're not traveling this year due to budget constraints ... and wish our congressmen would do the same

45%

Week Ending: 02/21/10

Posted from: 02/15/10 through 02/21/10

Comment on this poll
« Back to Top

Survey

Regarding President Obama's failure to mention CUs in his plan to spur small business lending:

It was a snub and credit unions everywhere should be outraged

33%

It shows CUs need to work harder to get on the White House's radar screen

35%

It's for the best that CUs stay off the White House's radar screen

33%

Week Ending: 02/14/10

Posted from: 02/08/10 through 02/14/10

Comment on this poll
« Back to Top

Survey

Our plans for credit cards in 2010 are:

To make no or few changes from 2009 strategy

34%

To focus on our APR/fees

24%

Seek balance transfers

24%

Dial down our program

10%

Re-enter market after exiting it earlier

Week Ending: 02/07/10

Posted from: 02/01/10 through 02/07/10

Comment on this poll
« Back to Top

Survey

There's been a lot of talk about how CUs can capitalize on the current distrust of banks; at my CU we are:

Actively promoting that we are a better alternative to banks

33%

Seeing an increase in members without actively marketing

33%

Made no changes in our marketing strategies

33%

Week Ending: 01/31/10

Posted from: 01/25/10 through 01/31/10

Comment on this poll
« Back to Top

Survey

The fact that CUs haven't been mentioned thus far in the ongoing investigation of the banking crisis:

Is an indication CUs will be able to fly under the radar on this

12%

Means nothing; it's a year-long investigation, and CUs are bound to come up eventually

42%

Means CUs still need to be vigilant about any financial reform efforts

46%

Week Ending: 01/24/10

Posted from: 01/18/10 through 01/24/10

Comment on this poll
« Back to Top

Survey

When it comes to personal data security, our members:

Have avoided most phishing scams

45%

Are occasionally victimized by phishing scams

27%

Are often prey for phishing scams

27%

Week Ending: 01/17/10

Posted from: 01/11/10 through 01/17/10

Comment on this poll
« Back to Top

Survey

For 2010 I envision a year:

On par with 2009 performance

18%

Exceeding 2009s performance

45%

Underperforming 2009s performance

16%

Frankly I'm unsure what 2010 might hold

21%

Week Ending: 01/10/10

Posted from: 01/04/10 through 01/10/10

Comment on this poll
« Back to Top

Survey

At my credit union in the coming year, I resolve to:

Keep bolstering our capital position

65%

Look to merge in 2010

19%

Look to remain independent in 2010

Play a role in helping resolve corporate issues

Week Ending: 12/20/09

Posted from: 12/14/09 through 12/20/09

Comment on this poll
« Back to Top

Survey

With CARD reforms on the horizon:

Competition will heat up as other card issuers are forced to be more fair to consumers

24%

CUs will have a harder time differentiating their card programs as reforms level the playing field

35%

CUs will still be able to point out they were already treating consumers fairly

41%

Week Ending: 12/13/09

Posted from: 12/07/09 through 12/13/09

Comment on this poll
« Back to Top

Survey

With regard to the latest lawsuit over the WesCorp failure:

Blaming board and management isn't fair; no one foresaw the market crash

There's plenty of blame to go around, but surely board & management should shoulder the lion's share

43%

Blame ultimately lies with member CUs that elected this board

Suing is pointless, as no one's getting their money back

50%

Week Ending: 12/06/09

Posted from: 11/30/09 through 12/06/09

Comment on this poll
« Back to Top

Survey

The 13% increase in NCUA's budget:

Is needed to ramp up for more trouble ahead

15%

Means we can expect more hands-on regulation from the agency

29%

Makes me jealous; wish I could increase my budget by 13%!

56%

Week Ending: 11/29/09

Posted from: 11/23/09 through 11/29/09

Comment on this poll
« Back to Top

Survey

With regard to NCUA instructing examiners to be flexible about earnings on a case-by-case basis:

I still expect my CAMEL rating to take a big hit due to losses

52%

This should help us maintain our CAMEL rating

Earnings should still be every bit as important in examinations

24%

The CAMEL model is no longer relevant

21%

Week Ending: 11/23/09

Posted from: 11/16/09 through 11/23/09

Comment on this poll
« Back to Top

Most Popular
Viewed
Emailed

Research Vault

Enhanced Tools for Credit Risk Management
Publisher: Equifax

5 Ways to Improve Your Collections & Recovery Rates
Publisher: FICO

Next Generation Banking - Combining process and technology to achieve agility
Publisher: Oracle

Evaluating the Online Investment Behaviors of the Mass Affluent Segment
Publisher: Oracle

More Research Papers

Web Seminars

Achieving Sustainable Growth Through Strategic Cost Management Web Seminar
April 14, 2010, 01:00PM ET

Banking Transformation & Customer Preference: The Benefits of Enabling Rapid, Cost-Effective Innovation
April 6, 2010, 02:00PM ET

Banking Infrastructure Transformation and the Mandate for Change in 2010
March 25, 2010, 01:00PM ET

Prepare for the economic recovery by acquiring the right customers
March 23, 2010, 01:00PM ET

More Web Seminars

Upcoming Events

More Upcoming Events

Site Nav

<SCRIPT language="JavaScript1.1" SRC="http://ad.doubleclick.net/adj/cujournal.com/;abr=!ie;pg=ros;sz=220x200;pos=bottrow_text1;tile=1;ord=10350492?"> </SCRIPT>
<SCRIPT language="JavaScript1.1" SRC="http://ad.doubleclick.net/adj/cujournal.com/;abr=!ie;pg=ros;sz=220x200;pos=bottrow_text2;tile=2;ord=10350492?"> </SCRIPT>
<SCRIPT language="JavaScript1.1" SRC="http://ad.doubleclick.net/adj/cujournal.com/;abr=!ie;pg=ros;sz=220x200;pos=bottrow_text3;tile=3;ord=10350492?"> </SCRIPT>
<SCRIPT language="JavaScript1.1" SRC="http://ad.doubleclick.net/adj/cujournal.com/;abr=!ie;pg=ros;sz=220x200;pos=bottrow_text4;tile=4;ord=10350492?"> </SCRIPT>

About | Contact | Subscribe/Renew | My Account | Privacy Policy & Reprints

American Banker | Bank Technology News | Credit Union Journal | U.S. Banker

© 2010 Credit Union Journal and SourceMedia, Inc. All Rights Reserved.
SourceMedia is an Investcorp company. Use, duplication, or sale of this service, or data contained herein, except as described in the Subscription Agreement, is strictly prohibited.

Visit other SourceMedia sites: