Rate Tracker
| Product | Region | New Automobile Rates | |||||
|---|---|---|---|---|---|---|---|
| A+ | A | B | C | D | Avg | ||
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||||||
| New60Mo | Central Midwest | 3.00 | 3.45 | 4.48 | 5.71 | 7.25 | 4.78 |
| 1YrUsed60Mo | Central Midwest | 3.15 | 3.59 | 4.63 | 6.00 | 7.50 | 4.97 |
| 2YrUsed60Mo | Central Midwest | 3.23 | 3.69 | 4.84 | 6.14 | 7.64 | 5.11 |
| New60Mo | Northeast | 2.98 | 3.45 | 4.16 | 5.86 | 7.27 | 4.74 |
| 1YrUsed60Mo | Northeast | 3.13 | 3.58 | 4.30 | 6.00 | 7.48 | 4.90 |
| 2YrUsed60Mo | Northeast | 3.30 | 3.78 | 4.50 | 6.20 | 7.70 | 5.10 |
| New60Mo | Northwest | 3.14 | 3.83 | 4.74 | 6.68 | 8.93 | 5.47 |
| 1YrUsed60Mo | Northwest | 3.18 | 3.87 | 4.78 | 6.69 | 8.93 | 5.49 |
| 2YrUsed60Mo | Northwest | 3.27 | 3.96 | 4.92 | 6.83 | 9.03 | 5.60 |
| New60Mo | Southeast | 2.81 | 3.59 | 4.42 | 6.01 | 9.13 | 5.19 |
| 1YrUsed60Mo | Southeast | 2.89 | 3.66 | 4.52 | 6.17 | 9.29 | 5.31 |
| 2YrUsed60Mo | Southeast | 3.00 | 3.81 | 4.73 | 6.38 | 9.55 | 5.49 |
| New60Mo | Texas & Southwest | 2.93 | 3.59 | 4.41 | 6.21 | 8.90 | 5.20 |
| 1YrUsed60Mo | Texas & Southwest | 2.98 | 3.63 | 4.47 | 6.28 | 8.98 | 5.27 |
| 2YrUsed60Mo | Texas & Southwest | 3.09 | 3.73 | 4.66 | 6.52 | 9.21 | 5.44 |
| New60Mo | Western | 3.19 | 3.98 | 4.90 | 6.22 | 8.91 | 5.44 |
| 1YrUsed60Mo | Western | 3.30 | 4.19 | 5.07 | 6.46 | 9.14 | 5.63 |
| 2YrUsed60Mo | Western | 3.39 | 4.26 | 5.23 | 6.60 | 9.27 | 5.75 |
| Product | Banks & Thrifts | Credit Unions | National | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Hi | Low | Avg | Hi | Low | Avg | Hi | Low | Avg | |
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||||||||
| Interest Checking $2,500 | 4.01 | 0.01 | 0.26 | 4.09 | 0.01 | 0.43 | 4.09 | 0.01 | 0.28 |
| Premium Interest Checking $10K | 4.01 | 0.01 | 0.27 | 3.26 | 0.01 | 0.36 | 4.01 | 0.01 | 0.29 |
| Regular Savings $1K | 5.00 | 0.01 | 0.15 | 10.00 | 0.01 | 0.24 | 10.00 | 0.01 | 0.17 |
| Money Market $10K | 3.05 | 0.01 | 0.23 | 1.51 | 0.01 | 0.26 | 3.05 | 0.01 | 0.24 |
| High Liquid Money Market $25K | 1.51 | 0.01 | 0.28 | 1.51 | 0.01 | 0.32 | 1.51 | 0.01 | 0.29 |
| High Liquid Money Market $50K | 1.15 | 0.01 | 0.33 | 1.01 | 0.01 | 0.38 | 1.25 | 0.01 | 0.34 |
| 3 Month CD $25K | 1.10 | 0.01 | 0.17 | 1.31 | 0.02 | 0.25 | 1.31 | 0.01 | 0.18 |
| 6 Month CD $25K | 1.15 | 0.02 | 0.25 | 1.31 | 0.02 | 0.35 | 1.31 | 0.02 | 0.27 |
| 1 Year CD $25K | 2.02 | 0.04 | 0.39 | 1.40 | 0.03 | 0.51 | 2.02 | 0.03 | 0.41 |
| 2 Year CD $25K | 2.28 | 0.10 | 0.62 | 1.86 | 0.05 | 0.78 | 2.28 | 0.05 | 0.65 |
| 5 Year CD $25K | 3.05 | 0.10 | 1.26 | 3.00 | 0.25 | 1.60 | 3.05 | 0.10 | 1.32 |
| 1 Year Jumbo CD | 2.02 | 0.04 | 0.40 | 1.50 | 0.03 | 0.55 | 2.02 | 0.03 | 0.43 |
| Fees | National Banks | ||
|---|---|---|---|
| Hi | Low | Avg | |
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||
| NSF Fee | $45.00 | $5.00 | $30.87 |
| ATM Surcharge Fee | $8.00 | $0.00 | $2.53 |
| Stop Payment Fee | $45.00 | $0.00 | $29.50 |
| Bill Pay Monthly Fee | $30.00 | $0.00 | $6.83 |
| Nat'l Avg Rate | Banks & Thrifts | Credit Unions | Regional Averages | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | Low | Avg | High | Low | Avg | NW | SW | MW | SE | NE | ||
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | |||||||||||
| 15 Year Fixed Conforming | 3.24 | 6.20 | 2.68 | 3.22 | 4.73 | 2.80 | 3.26 | 3.28 | 3.24 | 3.22 | 3.27 | 3.21 |
| 30 Year Fixed Conforming | 3.90 | 6.42 | 3.28 | 3.88 | 6.39 | 3.41 | 3.95 | 3.91 | 3.91 | 3.88 | 3.93 | 3.88 |
| 15 Year Fixed Jumbo | 3.77 | 6.41 | 2.94 | 3.75 | 6.28 | 2.91 | 3.91 | 3.78 | 3.79 | 3.72 | 3.83 | 3.75 |
| 30 Year Fixed Jumbo | 4.37 | 6.65 | 3.03 | 4.32 | 6.65 | 3.60 | 4.55 | 4.39 | 4.41 | 4.26 | 4.42 | 4.36 |
| 3 Year Adjustable Conforming | 3.16 | 3.97 | 2.50 | 3.21 | 3.70 | 2.39 | 3.00 | 3.14 | 3.19 | 3.19 | 3.16 | 3.14 |
| 5 Year Adjustable Conforming | 3.11 | 4.17 | 2.46 | 3.14 | 3.81 | 2.53 | 3.03 | 3.11 | 3.13 | 3.12 | 3.10 | 3.10 |
| 7 Year Adjustable Conforming | 3.15 | 4.39 | 2.64 | 3.17 | 3.55 | 2.61 | 3.11 | 3.12 | 3.17 | 3.15 | 3.15 | 3.16 |
| Type | Nat'l Avg Rate | Banks & Thrifts | Credit Unions | Regional Averages | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | Low | Avg | High | Low | Avg | NW | SW | MW | SE | NE | ||
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | |||||||||||
| Home Equity Loans - 5 yr term, $25K, 80% LTV | 5.917 | 9.750 | 2.490 | 6.058 | 9.990 | 2.490 | 5.579 | 6.094 | 6.318 | 5.782 | 5.889 | 5.564 |
| Home Equity Loans - 10 yr term, $75K, 80% LTV | 6.127 | 10.250 | 2.890 | 6.213 | 9.990 | 2.750 | 5.921 | 6.191 | 6.432 | 6.117 | 6.103 | 5.824 |
| Home Equity Loans - 15 yr term, $125K, 80% LTV | 6.265 | 9.740 | 3.200 | 6.328 | 9.130 | 3.000 | 6.109 | 6.474 | 6.580 | 6.198 | 6.141 | 6.060 |
| Home Equity Lines of Credit - $25K, 80% LTV | ||||||||||||
| Base Rate | 6.006 | 9.000 | 2.750 | 6.157 | 9.000 | 2.250 | 5.157 | 5.977 | 6.181 | 5.858 | 6.157 | 5.897 |
| Introductory Rate | 2.988 | 5.500 | 0.000 | 3.034 | 5.000 | 0.000 | 2.928 | 3.284 | 3.152 | 2.669 | 3.479 | 2.732 |
| Home Equity Lines of Credit - $75K, 80% LTV | ||||||||||||
| Base Rate | 5.776 | 9.000 | 2.750 | 5.873 | 8.500 | 2.250 | 5.068 | 5.811 | 5.941 | 5.666 | 5.855 | 5.652 |
| Introductory Rate | 3.007 | 5.500 | 0.000 | 3.016 | 5.000 | 0.990 | 2.995 | 3.284 | 3.283 | 2.669 | 3.562 | 2.675 |
| Home Equity Lines of Credit - $125K, 80% LTV | ||||||||||||
| Base Rate | 5.762 | 9.000 | 2.750 | 5.856 | 8.500 | 2.250 | 5.009 | 5.840 | 5.900 | 5.679 | 5.830 | 5.622 |
| Introductory Rate | 2.998 | 5.500 | 0.000 | 2.998 | 5.000 | 0.000 | 2.997 | 3.284 | 3.152 | 2.669 | 3.618 | 2.697 |
| Credit Cards | Terms | ||
|---|---|---|---|
| APR | Annual Fee | Grace Period (Days) | |
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||
| Platinum Card | $74.383 | 25 | |
| Purchase APR | 11.144 | ||
| Purchase Introductory APR | 0.722 | ||
| Reward Card | $77.375 | 25 | |
| Purchase APR | 11.126 | ||
| Purchase Introductory APR | 1.343 | ||
