Informa FAQ
| FAQ's | |
|---|---|
| Copyright © 2011 Informa Research Services, Inc., 800-848-0218 | › Back to Chart |
| Home Equity Loan: Rates are based on a specific dollar amount and term, up to 80% loan-to-value. | |
| Home Equity Line of Credit: Rates are based on a specific dollar amount, up to 80% loan-to-value. | |
| The base rates are an average from all states within appropriate region in the Continental U.S. | |
| For lender-specific rate and fee information, contact Brian Richards at Informa Research Services at 800-848-0218 x48680 or brichards@informars.com | |
| FAQ's | |
|---|---|
| Copyright © 2011 Informa Research Services, Inc., 800-848-0218 | › Back to Chart |
| Rates are for 60-month new auto loans, one-year old, and two-year old used auto loans. | |
| For purposes of this chart, borrowers are considered to have A+ credit if their scores on auto-specific models of combined credit bureau report exceeds 720; A if their scores fall between 680 and 719; B if their scores fall between 650 and 679; C if their scores fall between 625 and 649. | |
| For lender-specific rate and fee information, contact Brian Richards at Informa Research Services at 800-848-0218 x48680 or brichards@informars.com | |
| FAQ's | |
|---|---|
| Copyright © 2011 Informa Research Services, Inc., 800-848-0218 | › Back to Chart |
| Balances shown are the rate if the customer deposits that sum of money. | |
| Money Market can have 0 or 3 checks per month. | |
| High liquid is a high balance money market and can have 0 or 3 checks per month. | |
| Interest checking is an unlimited checking account. | |
| CD's are the standard product offering and do not include relationship accounts. | |
| Pure Internet Firms are financial institutions with separate Internet Banks such as E*Trade Bank or Bank of Internet. | |
| Brokerage are firms such as Merrill Lynch or Morgan Stanley. | |
| For lender-specific rate and fee information, contact Brian Richards at Informa Research Services at 800-848-0218 x48680 or brichards@informars.com | |
| FAQ's | |
|---|---|
| Copyright © 2011 Informa Research Services, Inc., 800-848-0218 | › Back to Chart |
| NSF Fee = Non-Sufficient Funds Fee. | |
| ATM Surcharge Fee = The fee an institution charges non-customers for using their ATM. | |
| The base rates are an average from all states within appropriate region in the Continental U.S. | |
| For lender-specific rate and fee information, contact Brian Richards at Informa Research Services at 800-848-0218 x48680 or brichards@informars.com | |
| FAQ's | |
|---|---|
| Copyright © 2011 Informa Research Services, Inc., 800-848-0218 | › Back to Chart |
| Rates are based on a conforming loan amount under $417,000 with 20% down payment. | |
| The base rates are an average from all states within appropriate region in the Continental U.S. | |
| For lender-specific rate and fee information, contact Brian Richards at Informa Research Services at 800-848-0218 x48680 or brichards@informars.com | |
| FAQ's | |
|---|---|
| Copyright © 2011 Informa Research Services, Inc., 800-848-0218 | › Back to Chart |
| Platinum Cards: Purchase APR averages are based on the standard purchase APR for purchases made on non-reward cards. | |
| Rewards Cards: Purchase APR averages are based on the standard purchase APR for purchases made on institution-branded reward cards (excludes co-branded cards). | |
| Grace period = Number of days until finance charges begin to accrue. | |
| Minimum income requirements apply to Gold and Platinum cards. | |
| For lender-specific rate and fee information, contact Brian Richards at Informa Research Services at 800-848-0218 x48680 or brichards@informars.com | |
