Rate Tracker
| Product | Region | New Automobile Rates | |||||
|---|---|---|---|---|---|---|---|
| A+ | A | B | C | D | Avg | ||
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||||||
| New60Mo | Central Midwest | 3.00 | 3.45 | 4.48 | 5.71 | 7.25 | 4.78 |
| 1YrUsed60Mo | Central Midwest | 3.15 | 3.59 | 4.63 | 6.00 | 7.50 | 4.97 |
| 2YrUsed60Mo | Central Midwest | 3.23 | 3.69 | 4.84 | 6.14 | 7.64 | 5.11 |
| New60Mo | Northeast | 2.98 | 3.45 | 4.16 | 5.86 | 7.27 | 4.74 |
| 1YrUsed60Mo | Northeast | 3.13 | 3.58 | 4.30 | 6.00 | 7.48 | 4.90 |
| 2YrUsed60Mo | Northeast | 3.30 | 3.78 | 4.50 | 6.20 | 7.70 | 5.10 |
| New60Mo | Northwest | 3.14 | 3.83 | 4.74 | 6.68 | 8.93 | 5.47 |
| 1YrUsed60Mo | Northwest | 3.18 | 3.87 | 4.78 | 6.69 | 8.93 | 5.49 |
| 2YrUsed60Mo | Northwest | 3.27 | 3.96 | 4.92 | 6.83 | 9.03 | 5.60 |
| New60Mo | Southeast | 2.81 | 3.59 | 4.42 | 6.01 | 9.13 | 5.19 |
| 1YrUsed60Mo | Southeast | 2.89 | 3.66 | 4.52 | 6.17 | 9.29 | 5.31 |
| 2YrUsed60Mo | Southeast | 3.00 | 3.81 | 4.73 | 6.38 | 9.55 | 5.49 |
| New60Mo | Texas & Southwest | 2.93 | 3.59 | 4.41 | 6.21 | 8.90 | 5.20 |
| 1YrUsed60Mo | Texas & Southwest | 2.98 | 3.63 | 4.47 | 6.28 | 8.98 | 5.27 |
| 2YrUsed60Mo | Texas & Southwest | 3.09 | 3.73 | 4.66 | 6.52 | 9.21 | 5.44 |
| New60Mo | Western | 3.19 | 3.98 | 4.90 | 6.22 | 8.91 | 5.44 |
| 1YrUsed60Mo | Western | 3.30 | 4.19 | 5.07 | 6.46 | 9.14 | 5.63 |
| 2YrUsed60Mo | Western | 3.39 | 4.26 | 5.23 | 6.60 | 9.27 | 5.75 |
| Product | Banks & Thrifts | Credit Unions | National | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Hi | Low | Avg | Hi | Low | Avg | Hi | Low | Avg | |
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||||||||
| Interest Checking $2,500 | 4.01 | 0.01 | 0.28 | 4.09 | 0.01 | 0.47 | 4.09 | 0.01 | 0.31 |
| Premium Interest Checking $10K | 4.01 | 0.01 | 0.29 | 3.50 | 0.01 | 0.40 | 4.01 | 0.01 | 0.31 |
| Regular Savings $1K | 5.00 | 0.01 | 0.17 | 10.00 | 0.01 | 0.25 | 10.00 | 0.01 | 0.19 |
| Money Market $10K | 3.26 | 0.01 | 0.25 | 1.51 | 0.01 | 0.30 | 3.26 | 0.01 | 0.26 |
| High Liquid Money Market $25K | 2.01 | 0.01 | 0.31 | 1.51 | 0.01 | 0.36 | 2.01 | 0.01 | 0.32 |
| High Liquid Money Market $50K | 1.26 | 0.01 | 0.36 | 1.06 | 0.01 | 0.42 | 1.26 | 0.01 | 0.37 |
| 3 Month CD $25K | 1.50 | 0.01 | 0.19 | 1.42 | 0.01 | 0.27 | 1.50 | 0.01 | 0.20 |
| 6 Month CD $25K | 1.15 | 0.02 | 0.28 | 1.42 | 0.01 | 0.39 | 1.42 | 0.01 | 0.30 |
| 1 Year CD $25K | 2.02 | 0.04 | 0.44 | 1.52 | 0.01 | 0.57 | 2.02 | 0.01 | 0.46 |
| 2 Year CD $25K | 2.28 | 0.05 | 0.68 | 1.85 | 0.01 | 0.85 | 2.28 | 0.01 | 0.71 |
| 5 Year CD $25K | 3.05 | 0.05 | 1.37 | 2.98 | 0.25 | 1.73 | 3.05 | 0.05 | 1.43 |
| 1 Year Jumbo CD | 2.02 | 0.04 | 0.46 | 1.52 | 0.01 | 0.61 | 2.02 | 0.01 | 0.48 |
| Fees | National Banks | ||
|---|---|---|---|
| Hi | Low | Avg | |
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||
| NSF Fee | $45.00 | $5.00 | $30.31 |
| ATM Surcharge Fee | $8.00 | $0.00 | $2.47 |
| Stop Payment Fee | $45.00 | $0.00 | $29.04 |
| Bill Pay Monthly Fee | $30.00 | $0.00 | $7.05 |
| Nat'l Avg Rate | Banks & Thrifts | Credit Unions | Regional Averages | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | Low | Avg | High | Low | Avg | NW | SW | MW | SE | NE | ||
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | |||||||||||
| 15 Year Fixed Conforming | 3.34 | 6.70 | 2.61 | 3.33 | 4.73 | 2.82 | 3.36 | 3.33 | 3.36 | 3.31 | 3.40 | 3.32 |
| 30 Year Fixed Conforming | 4.01 | 6.92 | 3.28 | 4.00 | 6.39 | 3.41 | 4.02 | 4.02 | 4.03 | 3.97 | 4.07 | 3.99 |
| 15 Year Fixed Jumbo | 3.84 | 6.66 | 2.82 | 3.81 | 6.28 | 2.91 | 3.99 | 3.79 | 3.90 | 3.77 | 3.91 | 3.81 |
| 30 Year Fixed Jumbo | 4.41 | 7.02 | 3.43 | 4.36 | 6.77 | 3.74 | 4.63 | 4.43 | 4.45 | 4.35 | 4.45 | 4.38 |
| 3 Year Adjustable Conforming | 3.17 | 3.86 | 2.47 | 3.23 | 3.58 | 2.37 | 2.96 | 3.16 | 3.21 | 3.19 | 3.16 | 3.13 |
| 5 Year Adjustable Conforming | 3.13 | 4.00 | 1.80 | 3.15 | 3.76 | 2.48 | 3.01 | 3.11 | 3.15 | 3.15 | 3.12 | 3.11 |
| 7 Year Adjustable Conforming | 3.18 | 4.16 | 2.05 | 3.20 | 3.71 | 2.34 | 3.10 | 3.13 | 3.21 | 3.17 | 3.16 | 3.18 |
| Type | Nat'l Avg Rate | Banks & Thrifts | Credit Unions | Regional Averages | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | Low | Avg | High | Low | Avg | NW | SW | MW | SE | NE | ||
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | |||||||||||
| Home Equity Loans - 5 yr term, $25K, 80% LTV | 6.078 | 9.750 | 3.250 | 6.269 | 9.990 | 2.490 | 5.644 | 6.195 | 6.441 | 6.119 | 5.960 | 5.721 |
| Home Equity Loans - 10 yr term, $75K, 80% LTV | 6.283 | 10.250 | 3.500 | 6.412 | 9.990 | 3.000 | 5.990 | 6.334 | 6.602 | 6.337 | 6.173 | 6.009 |
| Home Equity Loans - 15 yr term, $125K, 80% LTV | 6.402 | 11.250 | 3.700 | 6.515 | 9.130 | 3.125 | 6.144 | 6.540 | 6.746 | 6.418 | 6.230 | 6.174 |
| Home Equity Lines of Credit - $25K, 80% LTV | ||||||||||||
| Base Rate | 6.078 | 9.100 | 2.750 | 6.210 | 9.000 | 2.250 | 5.264 | 6.058 | 6.229 | 5.977 | 6.235 | 5.953 |
| Introductory Rate | 3.158 | 5.500 | 0.000 | 3.116 | 5.000 | 1.490 | 3.223 | 3.451 | 3.267 | 3.151 | 3.580 | 2.856 |
| Home Equity Lines of Credit - $75K, 80% LTV | ||||||||||||
| Base Rate | 5.905 | 8.940 | 2.750 | 6.000 | 8.750 | 2.250 | 5.182 | 5.965 | 6.041 | 5.866 | 5.986 | 5.735 |
| Introductory Rate | 3.132 | 5.500 | 0.000 | 3.074 | 5.000 | 1.490 | 3.223 | 3.451 | 3.267 | 3.151 | 3.580 | 2.798 |
| Home Equity Lines of Credit - $125K, 80% LTV | ||||||||||||
| Base Rate | 5.871 | 8.940 | 2.750 | 5.960 | 8.500 | 2.250 | 5.088 | 5.963 | 5.984 | 5.868 | 5.965 | 5.668 |
| Introductory Rate | 3.154 | 5.500 | 0.000 | 3.074 | 5.000 | 1.490 | 3.280 | 3.451 | 3.341 | 3.151 | 3.580 | 2.821 |
| Credit Cards | Terms | ||
|---|---|---|---|
| APR | Annual Fee | Grace Period (Days) | |
| Copyright © 2012 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||
| Platinum Card | $71.122 | 25 | |
| Purchase APR | 11.093 | ||
| Purchase Introductory APR | 0.789 | ||
| Reward Card | $68.458 | 25 | |
| Purchase APR | 11.333 | ||
| Purchase Introductory APR | 1.674 | ||
