Rate Tracker
| Product | Region | New Automobile Rates | |||||
|---|---|---|---|---|---|---|---|
| A+ | A | B | C | D | Avg | ||
| Copyright © 2010 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||||||
| New60Mo | Central Midwest | 4.61 | 4.93 | 5.71 | 6.36 | 7.99 | 5.92 |
| 1YrUsed60Mo | Central Midwest | 4.78 | 5.11 | 5.89 | 6.75 | 8.28 | 6.16 |
| 2YrUsed60Mo | Central Midwest | 4.99 | 5.37 | 6.25 | 7.11 | 8.40 | 6.42 |
| New60Mo | Northeast | 4.36 | 4.77 | 5.87 | 7.37 | 8.95 | 6.26 |
| 1YrUsed60Mo | Northeast | 4.42 | 4.87 | 5.98 | 7.35 | 8.94 | 6.31 |
| 2YrUsed60Mo | Northeast | 4.72 | 5.18 | 6.29 | 7.74 | 9.34 | 6.66 |
| New60Mo | Northwest | 4.59 | 5.25 | 6.23 | 7.94 | 10.23 | 6.85 |
| 1YrUsed60Mo | Northwest | 4.76 | 5.55 | 6.60 | 8.31 | 10.58 | 7.16 |
| 2YrUsed60Mo | Northwest | 4.96 | 5.76 | 6.84 | 8.62 | 10.79 | 7.39 |
| New60Mo | Southeast | 4.60 | 5.13 | 6.10 | 6.92 | 9.10 | 6.37 |
| 1YrUsed60Mo | Southeast | 4.75 | 5.29 | 6.26 | 7.10 | 9.10 | 6.50 |
| 2YrUsed60Mo | Southeast | 4.95 | 5.47 | 6.41 | 7.23 | 9.17 | 6.65 |
| New60Mo | Texas & Southwest | 4.90 | 5.31 | 6.08 | 7.86 | 10.26 | 6.88 |
| 1YrUsed60Mo | Texas & Southwest | 4.99 | 5.40 | 6.17 | 7.96 | 10.26 | 6.96 |
| 2YrUsed60Mo | Texas & Southwest | 5.16 | 5.55 | 6.41 | 8.19 | 10.43 | 7.15 |
| New60Mo | Western | 4.71 | 5.39 | 6.59 | 7.71 | 12.81 | 7.44 |
| 1YrUsed60Mo | Western | 5.09 | 5.71 | 6.98 | 8.58 | 13.55 | 7.98 |
| 2YrUsed60Mo | Western | 5.25 | 5.89 | 7.21 | 8.73 | 13.55 | 8.13 |
| Product | Banks & Thrifts | Credit Unions | National | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Hi | Low | Avg | Hi | Low | Avg | Hi | Low | Avg | |
| Copyright © 2010 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||||||||
| Interest Checking $2,500 | 5.25 | 0.01 | 0.37 | 5.00 | 0.01 | 0.50 | 5.25 | 0.01 | 0.38 |
| Premium Interest Checking $10K | 5.25 | 0.01 | 0.42 | 5.00 | 0.01 | 0.51 | 5.25 | 0.01 | 0.43 |
| Regular Savings $1K | 5.00 | 0.01 | 0.31 | 2.50 | 0.01 | 0.38 | 5.00 | 0.01 | 0.32 |
| Money Market $10K | 2.50 | 0.02 | 0.54 | 2.99 | 0.05 | 0.67 | 2.99 | 0.02 | 0.57 |
| High Liquid Money Market $25K | 2.50 | 0.03 | 0.66 | 2.99 | 0.05 | 0.81 | 2.99 | 0.01 | 0.69 |
| High Liquid Money Market $50K | 2.50 | 0.03 | 0.77 | 2.99 | 0.05 | 0.92 | 2.99 | 0.01 | 0.80 |
| 3 Month CD $25K | 1.76 | 0.01 | 0.48 | 2.00 | 0.05 | 0.65 | 2.00 | 0.01 | 0.50 |
| 6 Month CD $25K | 2.01 | 0.05 | 0.72 | 2.82 | 0.10 | 0.93 | 2.82 | 0.05 | 0.76 |
| 1 Year CD $25K | 3.05 | 0.10 | 1.02 | 2.85 | 0.16 | 1.24 | 3.05 | 0.10 | 1.06 |
| 2 Year CD $25K | 3.30 | 0.10 | 1.49 | 3.03 | 0.50 | 1.69 | 3.30 | 0.10 | 1.52 |
| 5 Year CD $25K | 4.86 | 0.10 | 2.36 | 3.82 | 0.50 | 2.71 | 4.86 | 0.10 | 2.41 |
| 1 Year Jumbo CD | 3.05 | 0.05 | 1.06 | 2.85 | 0.16 | 1.29 | 3.05 | 0.05 | 1.09 |
| Fees | National Banks | ||
|---|---|---|---|
| Hi | Low | Avg | |
| Copyright © 2010 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||
| NSF Fee | $45.00 | $10.00 | $28.75 |
| ATM Surcharge Fee | $5.00 | $0.00 | $2.02 |
| Stop Payment Fee | $45.00 | $0.00 | $27.13 |
| Bill Pay Monthly Fee | $25.00 | $0.00 | $6.76 |
| Nat'l Avg Rate | Banks & Thrifts | Credit Unions | Regional Averages | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | Low | Avg | High | Low | Avg | NW | SW | MW | SE | NE | ||
| Copyright © 2010 Informa Research Services, Inc., 800-848-0218 | FAQ's | |||||||||||
| 15 Year Fixed Conforming | 4.52 | 6.74 | 3.69 | 4.51 | 6.36 | 4.02 | 4.56 | 4.51 | 4.58 | 4.46 | 4.50 | 4.52 |
| 30 Year Fixed Conforming | 5.06 | 6.92 | 4.30 | 5.04 | 6.27 | 4.55 | 5.13 | 5.05 | 5.13 | 4.99 | 5.05 | 5.02 |
| 15 Year Fixed Jumbo | 5.57 | 7.28 | 4.33 | 5.59 | 8.76 | 4.18 | 5.54 | 5.61 | 5.58 | 5.62 | 5.68 | 5.44 |
| 30 Year Fixed Jumbo | 5.99 | 8.43 | 4.94 | 5.98 | 8.09 | 4.98 | 6.05 | 5.92 | 5.98 | 5.94 | 6.14 | 5.94 |
| 3 Year Adjustable Conforming | 3.36 | 4.06 | 2.84 | 3.36 | 4.51 | 2.58 | 3.33 | 3.34 | 3.37 | 3.40 | 3.32 | 3.35 |
| 5 Year Adjustable Conforming | 3.49 | 5.00 | 2.93 | 3.47 | 5.27 | 2.86 | 3.57 | 3.43 | 3.55 | 3.51 | 3.45 | 3.50 |
| 7 Year Adjustable Conforming | 3.73 | 4.58 | 3.15 | 3.70 | 5.65 | 3.28 | 3.87 | 3.68 | 3.82 | 3.70 | 3.69 | 3.71 |
| Type | Nat'l Avg Rate | Banks & Thrifts | Credit Unions | Regional Averages | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | Low | Avg | High | Low | Avg | NW | SW | MW | SE | NE | ||
| Copyright © 2010 Informa Research Services, Inc., 800-848-0218 | FAQ's | |||||||||||
| Home Equity Loans - 5 yr term, $50K, 80% LTV | 7.113 | 10.390 | 4.529 | 7.385 | 9.000 | 4.490 | 6.376 | 7.114 | 7.210 | 7.179 | 7.146 | 6.883 |
| Home Equity Loans - 10 yr term, $150K, 80% LTV | 7.251 | 10.250 | 4.740 | 7.463 | 9.250 | 4.500 | 6.630 | 7.372 | 7.421 | 7.266 | 7.245 | 6.958 |
| Home Equity Loans - 15 yr term, $250K, 80% LTV | 7.329 | 10.100 | 4.740 | 7.519 | 9.250 | 4.500 | 6.746 | 7.399 | 7.473 | 7.307 | 7.354 | 7.164 |
| Home Equity Lines of Credit - $50K, 80% LTV | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 |
| Base Rate | 6.445 | 11.250 | 2.750 | 6.658 | 9.250 | 2.740 | 5.307 | 6.231 | 6.649 | 6.356 | 6.620 | 6.338 |
| Introductory Rate | 4.314 | 6.990 | 0.000 | 4.494 | 6.750 | 1.900 | 4.042 | 4.525 | 4.637 | 4.649 | 4.689 | 3.641 |
| Home Equity Lines of Credit - $150K, 80% LTV | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 |
| Base Rate | 6.353 | 11.500 | 2.750 | 6.554 | 8.750 | 2.740 | 5.199 | 6.255 | 6.569 | 6.267 | 6.435 | 6.208 |
| Introductory Rate | 4.308 | 6.990 | 0.000 | 4.483 | 6.750 | 1.950 | 4.056 | 4.525 | 4.536 | 4.702 | 4.585 | 3.684 |
| Home Equity Lines of Credit - $250K, 80% LTV | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 |
| Base Rate | 6.366 | 11.500 | 2.750 | 6.559 | 8.500 | 2.740 | 5.131 | 6.263 | 6.589 | 6.299 | 6.432 | 6.221 |
| Introductory Rate | 4.206 | 6.990 | 0.000 | 4.332 | 6.750 | 1.950 | 3.998 | 4.525 | 4.254 | 4.620 | 4.585 | 3.634 |
| Credit Cards | Terms | ||
|---|---|---|---|
| APR | Annual Fee | Grace Period (Days) | |
| Copyright © 2010 Informa Research Services, Inc., 800-848-0218 | FAQ's | ||
| Platinum Card | $10.363 | 24 | |
| Purchase APR | 10.924 | ||
| Purchase Introductory APR | 0.878 | ||
| Reward Card | $18.853 | 24 | |
| Purchase APR | 12.168 | ||
| Purchase Introductory APR | 1.250 | ||
