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Friday, October 31, 2014
Why Nacha Feels A Need For Speed
The financial industry is working to make payments better, more efficient, simpler — and faster. Many Americans are particularly invested in efforts to achieve this last improvement.
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While a number of credit unions employ sophisticated models and tools to help pinpoint the most relevant products for each individual member, many others rely more on experience and intuition, augmented by readily available data such as member demographics. more »
But reading CU Journal West Coast Correspondent Michael Bartlett's coverage of Earvin "Magic" Johnson's session at the California and Nevada CU Leagues' annual meetin, I was pleasantly surprised. more »
Credit unions are increasingly investing in newer software and technologies. In fact, research shows that more than a third of credit unions in the range of $50 million to $100 million now have mobile apps. more »
Last week, a D.C. District Court Judge struck down a lawsuit brought by shareholders in Fannie Mae and Freddie Mac who had been seeking to stop the government from taking the profits from the two agencies. more »
Earlier this year, Credit Union Journal invited credit unions of all sizes from across the nation to participate — at no cost — in a study conducted for us by the Best Companies Group, which yielded the ranking we feature in this issue's Special Report. more »
The cost to originate is at an all-time high, forcing many credit unions to re-think their lending operations. more »
When I shared with friends of mine at credit unions that I'd soon be joining CUNA as the new president and CEO, they told me I'd be diving into a financial services pool that is swirling with both opportunity and challenge. more »
While the rest of my neighbors are carving pumpkins and wishing me a Happy Halloween, you should see the looks on their faces when I respond, "Thanks, and a Happy International Credit Union Month to you!" more »
The debut of Apple Pay has far-reaching implications for the future of the U.S. payments system and has cast a bright light into a murky mobile wallet payments environment. Some may even wonder if Apple Pay is in fact poised to eclipse plastic card payments. more »
Depending on who you ask, the launch of Apple Pay was either exciting or uninspiring. The truth is far more complicated — particularly in terms of how it will impact the dynamics of Apple's relationship with banks. more »
It's strategic planning season, which means it's time to discuss growth, new opportunities and the future of your members' credit union. more »
With the revelation of the Heartbleed security bug a few months behind us, it makes sense to stop and consider what the event taught U.S. credit unions and banks about themselves and their retail customers. more »
There is an interesting YouTube video that was widely shared some time ago. In it, a toddler is playing with an iPad, touching the screen icons and enjoying the interaction that happens as a result. more »
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Nov 19 - 21 | 19th Annual Small Business Banking Conference

Trump National Doral
Miami, FL
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Apr 08 - 10 | Card Forum & Expo

Chicago Downtown Marriott
Chicago, IL
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evolve FCU celebrates Int'l Credit Union Day
evolve FCU, El Paso, Texas, produced this video showing how they thanked their members on International Credit Union Day 2014.
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