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Saturday, July 12, 2014
Bad Acts Vs. Bad Actors — Using Analytics To Know The Difference
Knowing the difference between a bad act and a bad actor can make the difference between incurring managed risk or, more dangerously, unmanaged risk.
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Talk to any credit union exec for longer than the time it takes for a drive-by high-five and you'll hear about how "satisfied" the members are, or about the CU's Net Promoter Score, or their Yelp rating. more »
As depositor-owned cooperatives, credit unions have a long history of careful and responsible stewardship of member assets — amply demonstrated during the recent financial crisis. more »
Almost every expert opinion about future interest rates since the Great Recession has predicted an increase in long term rates. NCUA has identified interest rate risk as the "most significant risk the industry faces right now." more »
Full steam ahead — that's our call to arms at CUNA these days. more »
Enterprise risk management: why now? This is a question that many credit unions may be struggling to answer. It must occur to each of you at some point that you have been able to manage risk all of these years without it. more »
Upon reading and then rereading Frank Diekmann's June 6, column in Credit Union Journal (What Americans Should Be Hearing, But [Sadly] Aren't), my initial thoughts were that something provoked you to write what you did and you really had a lot to say about different subjects. more »
I have good news: you're not alone with ridiculous compliance demands. A little-known department within NCUA enforces federal law-obliging journalists to provide pithy mid-year observations during June. more »
If you think building an in-house insurance agency from the ground up or acquiring an existing agency is daunting, you're not alone — our research supports that conclusion from a variety of perspectives. more »
As recent breaches in the retail industry have illustrated, today's threat landscape is complicated and evolving. more »
Some assorted editorial odds and ends that, refreshingly, are not related to risk-based capital. more »
Year after year, the ongoing consideration of noninterest income generation has become a fact of life for virtually every type of financial institution. more »
Tech-powered platforms like Kabbage and OnDeck have been competing with credit unions and banks on small-business lending for some time. Now a new breed of players is raising the stakes. more »
What website should Americans be visiting right now? 100MillionMembers.org. What message should they be hearing? "If you're not one of the 100 Million, here's what you're missing." What hashtag should be trending? #100MillionStrong. more »

A look at credit union partners and what they will be offering at NAFCU's upcoming Annual Meeting & Convention in Las Vegas.
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Oct 20 - 22 | PayThink (formerly ATM, Debit & Prepaid Forum)

JW Marriott Desert Ridge
Phoenix, AZ
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Oct 27 - 29 | Financial Services Collections & Operational Risk Conference

The Cosmopolitan
Las Vegas, NV
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Interra CU Commercial
Take a look at this spot from Interra CU, highlighting the CU's mobile banking and card options.
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