Rick Metsger, right, presides over his first NCUA Board meeting as chairman, with Board Member J. Mark McWatters as his only colleague on what is supposed to be a three-member panel.

New NCUA Chair Moves Fast to Make His Mark on the Agency

Metsger moved to hold public board briefings—believed to be a first for the agency that has often been criticized for lack of transparency—and is speeding up the review of call reports and the exam cycle.

Is Mobile Account-Opening Safe?

Consumers, especially millennials, increasingly prefer to do everything on mobile devices, including signing up for bank accounts. But as some FIs start to open accounts this way, how can they tell the real customers from crooks?  more »

Are Appraisal Changes Putting FHA Loans at a Disadvantage?

Many appraisers are charging more or simply refusing to do FHA work, which to their minds now comes close to, if not crossing into, the remit of the home inspector.  more »
FinTech Forward
Flashback: Banks' Disruption Fears, Circa 1994
Well before the mobile payments explosion, incumbents were already focused on how to respond to nonbanks "piggybacking" on banks' payments infrastructure. As the consultant behind a 1994 banking industry report on the threat put it, "there is no time for delay."  read more »
Great Rates for Everyone
Pentagon FCU has launched the first ad in a series of ads that will be released over the next two weeks and broadcast in several key markets across the country.